CREDIT RATING

#CRISIL (Credit Rating and Information Services of India Ltd.)
India’s first credit rating agency.
Founded:1987
Headquarter: Mumbai
CEO: Ashu Sayush

#ICRA (Investment Information and Credit Rating Agency)
It is an Indian independent and professional investment information agency.
Founded: 1991
Headquarter: Gurugram
CEO: Naresh Takkar

#CARE (Credit Analysis & Research Ltd.)
It is second largest credit rating agency in India.
Founded:1993
Headquarter: Mumbai

#Onicra :-Credit Information Company Ltd
It is a private sector agency set up by Onida finance.
Established :1993
Headquarter : Gurugram

#CIBIL (Credit Information Bureau (India) Ltd.
India’s first credit information company.
Founded :2000
Headquarter: Mumbai
Head: Satish Pillai

#SEBI (Securities Exchange Board of India)
SEBI is a regulator of India’s securities market.
Established: 1988
Act:-1992
Headquarter: Mumbai
Chairman: Ajay Tyagi

#IRDAI (Insurance Regulatory and Development Authority of India)
It is an autonomous, statutory agency tasked with regulating and promoting the insurance and re-insurance industries in India.
Founded : 1999
Headquarter: Hyderabad
Chairman: T.S Vijyan

#MUDRA Bank  (Micro Units Development  and Refinance Agency Bank )
It is financial institution which is setup under the Pradhan Mantri MUDRA Yojna. It is set up to provide loans at low interest rates to micro finance institutions.
Headquarter: New Delhi
Founded: 8 April 2015
MUDRA can be classified into three
Type:-
*Shishu: under this loans up to Rs 50000 will be provided
*Kishore: under this loans up to Rs 5 lakh will be provided
*Tarun:  under this loans up to Rs 10 lakh will be provided

#NPCI (National Payments Corporation of India)
It is the umbrella organization for all retail payment systems in India, which aims to allow all Indian citizens to have unrestricted access to e-payment services.
Founded: 2008
Headquarter : Mumbai
Key person: M. Balachandran

#NHB (National Housing Bank)
National Housing Bank is the apex bank in India. It is the wholly owned subsidiary of the Reserve Bank of India.
Founded: 1988
Headquarter :New Delhi
Chief Executive: Shriram Kalyanaraman

#SIDBI( Small Industrial Development Bank of India)
It is the subsidiary of Industrial Development Bank of India. It was set up to promote finance and to develop micro and medium industries of India.
Established: 1990
Headquarter: Luckhnow, Uttar Pradesh
Chairman: Kshatrapati  Shivaji
Sample questions:

1. In the acronym CARE , A stands for

a). Analysis✔

b). Average

c). Analytical

d). Awareness

2. In the acronym CIBIL,  first I stands for

a). Information✔

b). India

c). Industry

d). Investment

3. In the acronym SEBI, B stands for

a). Board✔

b). Bank

c). Bureau

d). None of above

4. What is the full form of NHB

a). National Housing Board

b). New Housing Board

c). New Housing Bank

d). National Housing Bank✔

5. IRDAI, R stands for

a). Regulation

b). Redevelopment

c). Regulatory✔

d). Refinance

6. In acronym MUDRA, M stand for

a). Medium

b). Micro✔

c). Modern

d). None of above

7. What is the full form of NPCI

a). National Payments Corporation of India

b). New Payments Corporation of India

c). National Payments Company of India

d). National payments Corporation of India✔

8. In acronym CRISIL , S stands for

a). Society

b). Social

c). Services✔

d). None of above

9. What is the full form of ICRA

a). Information Investment and Credit Rating Agency✔

b). Investment Information and Credit Rating Agency

c). Investment and Credit Rating Agency

d). Information and Credit Rating Agency

10. Where is the headquarter of CRISIL

a). Gurugram

b). Hyderabad

c). Mumbai✔

d). New Delhi

11. Where is the headquarter of ICRA

a). Chennai

b). Bangalore

c). Gurugram✔

d). New Delhi

12. Where is the headquarter of CARE

a). Kolkata

b). Pune

c). Mumbai✔

d). Nasik

13. Where is the headquarter of CIBIL

a). Mumbai✔

b). Bangalore

c). Noida

d). Pune

14. Where is the headquarter of SEBI

a). Hyderabad

b). New Delhi

c). Noida

d). Mumbai✔

15. Where is the headquarter of MUDRA Bank

a). New Delhi✔

b). Mumbai

c). Kolkata

d). Nasik

16. Where is the headquarter of NPCI

a). Mumbai✔

b). New Delhi

c). Noida

d). Kolkata

17. Where is the headquarter of NHB

a). Mumbai

b). Pune

c). Vadodara

d). New Delhi✔

18. Where is headquarter of Onicra Credit Information Company Ltd.

a). Gurugram✔

b). Noida

c). New Delhi

d). None of above

19. In which year SEBI Act

a). 1991

b). 1992✔

c). 1993

d). 1988

20. In which year SIDBI established

a). 1990✔

b). 1991

c). 1988

d). 1993

21. In MUDRA Banks, for what amount loans are provided under Shishu stage

a). Up to 50000✔

b). Between 50000 to 100,000

c). More than 100,000

d). None of above